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As Soon As You Need Cash. Find Out Within Seconds If You Are Approved. Select Same-day or Next Business Day Funding What can I use a Personal Loan for. Medical Emergency.
Get emergency cash to pay hospital expenses and prescriptions. Home Repairs.
And if you have a Roth IRA, which is funded with after-tax dollars, you can withdraw money youve contributed to it at no cost.
At first glance, an early IRA withdrawal looks more expensive than a payday loan. Say you withdraw 1,000 the maximum allowed for most payday loans and pay 15 of that in taxes. That comes to 150 in taxes, plus another 100 for the penalty. A payday loan, by contrast, would cost only 150 in interest.
The big difference is that with an IRA withdrawal, you dont have to pay the money back.