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ВЂњThey donвЂt have jobs for us unless youвЂre on the council,вЂќ she said. Treppa declined all calls for comment after sending a list of talking points by email.
Poor vs. poor. Payday lending companies typically offer unsecured loans to Internet users with poor credit: just a few hundred dollars at a time, enough to help a customer get by until the next payday. The lending company performs a cursory background check, which approves most customers for loans in seconds. Then the company requests the customerвЂs bank account information so it can directly deposit the loan вЂ and eventually withdraw its repayment.
Industry advocates say the loans offer a crucial service for Americans with poor credit histories who would have trouble getting bank loans.