In Store Loans: Approval depends on meeting legal, regulatory and underwriting requirements. Cash advances are typically for two-to-four week terms. Some borrowers, however, use cash advances for several months.
Cash advances should not be used as a long-term financial solution, and extended use may be expensive. Borrowers with credit difficulties should seek credit counseling. All product and service options subject to change without notice. Cash advances subject to applicable lender's terms and conditions.
Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law.
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You can sell small business loan with no personal guarantee items outright or borrow money on them. When you take out a pawn shop loan, you hand over your item as collateral, and the shop gives you a fraction of its value in cash. You also get a receipt, called a pawn ticket, that shows when your loan is due. A pawn shop loan is usually good for anywhere from one to four months.
Any time before that period is up, you can take your ticket back to the store and pay back your loan, along with a fee that can be described as either interest or a finance charge. Fees range from 5 to 25 of the loan value per month. That adds up to 61 to 304 APR, which is high, but better than youd get from a payday lender. If you cant pay off a pawn shop loan before it comes due, the shop just keeps your stuff and sells it to someone else.
Thats not great for you, since it means youve sold the item for a lot less than it was worth.
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Availability: Residents of some states may not be eligible for a short term cash loan based upon lender small business loan with no personal guarantee. Our company does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender.
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