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Some require them while others dont. There are even variations among those that do require them. For instance, some lenders might have a requirement of two months cash reserves, while another has a more stringent six-month requirement.
It varies widely. The standards can also be applied differently for different borrowers, based on the borrowers qualifications: If you have excellent credit, a low debt-to-income ratio, and a large down payment, youre less likely to be slapped with a cash-reserve requirement.
You are a well- qualified borrower with a history of repaying your debt obligations on time and in full. You are a low-risk borrower.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional personal loan available in bangalore advice.
This website is not an offer to lend. icashloans. com is not a lender and does not make loan or credit decisions. icashloans. com connects interested persons with a lender from its network of approved lenders.