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Murray draws a big distinction between his company and others in the business. He says he's completely aboveboard and works only with partners he trusts. "We have a pretty limited network of lenders, and we know what each of our lenders is looking for," he says.
"So whether it's a certain state or other qualifications or characteristics of the customer, it will match the appropriate lender based on those things. " Murray says neither he nor his lenders resells personal data, like the kind I submitted. But he says that others do, and that's likely what happened in my case.
It doesn't take long online to discover there's a whole network of people trying to buy and sell payday loan leads. None of this surprises Benjamin Lawsky, the superintendent of financial services for Is a cash advance considered a loan York state and one of many regulators trying to clamp down on payday lending.
"Once you made that application, you basically sent up a red flag with them that you are someone in need of this money, and you need it on a short-term basis," he told me.
Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
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