By submitting your information via this website, you are authorizing WhiteRockLoans. com and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others.
You also authorize WhiteRockLoans. com to share your information and credit history with a network of approved ent credit score for personal secured loan and lending partners. Lenders Disclosure of Terms.
The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.
WhiteRockLoans. com has no knowledge of or control over the loan terms offered by a lender.
If you are unable to repay your loan on time for any reason, please contact your lender as soon as possible. Late payment fees are set by your lender in accordance with the regulations in your state, and lenders also determine their own policies in regard to how they handle late payments. There www maybank com my/personal loan several courses of action that your lender may take, so you should check your loan agreement for specific information that pertains to your lender.
Implications of Nonpayment. Financial Implications вЂ The cost associated with short term loans of up to 500 can range from 15 to 40, and these costs may climb even higher for loans that are ent credit score for personal secured loan than 500 in value. Before you sign your agreement, you should check these fees carefully. Similarly, there may also be charges applied for nonsufficient funds.
As an example, if your 100 loan is 15 days past due, you may be assessed a charge that is equal to 10 of the principle balance as well as a 25 nonsufficient funds fee.
Many of the lenders in our network stick with in-house debt collection practices rather than selling your debt to an outside collection agency, and they will never sue you or threaten criminal charges against you.
Homeowners Insurance Policy: An insurance policy available to owners of private dwellings that covers the dwelling and contents in the case of fire, wind damage, theft, and, personal liability. The typical policy does not include flood or earthquake coverage.
HUD-1 Closing Statement: A financial disclosure giving an accounting of all funds received and disbursed at loan closing. Impound: That portion of the mortgagors monthly payments held by the lender to pay for property taxes or hazard insurance premiums as they become due.
The University does not impound for either property taxes or hazard insurance premiums. Inspection Reports: Reports ordered by the borrower to assess the quality of the home. Typically, this includes a Termite Report and whole house inspection.
Reasons to Sign up. Reasons to Avoid. Reasons to Avoid. Borrowers with poor credit may still qualify for a loan of up to 1,000. They will solicit offers on your behalf making it easy for you to choose the best terms. Applying is free and theres no obligation to accept any offers. Most applicants can be pre-approved in as little as five minutes, according to the company.
Theres no guarantee youll receive an offer from one of their lenders. Interest rates are high - up to 35. Bad-credit loans are generally limited to 1,000 or less.