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Put simply, to consolidate is to take out one sizable loan to payoff many other loans by having only one payment to make every month. This is a good idea if you can find a low joint personal loan anz rate and you want simplicity in your life.
What is a parent plus loan. A Parent Plus Loan, also known as a Direct PLUS loan, is a federal student loan obtained by the parent of a child needing financial help for school. The parent must have a healthy credit score in order to obtain this loan. It offers a fixed interest rate and flexible loan terms, however this type of loan has a higher interest rate than a direct loan.
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